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Carol Lynn Upshaw
Bonnie Key
875 Old Roswell Road, Building 100
Roswell,
Georgia
30076
Phone: 770-992-3034
Fax: 770-992-5887
Toll-Free: 888-992-3034 |
Experienced, Knowledgeable, Caring
Creative Alternatives for Individual Circumstances
Since 1998, Upshaw Lending Professionals has helped thousands of clients with their residential mortgage needs, including many with special circumstances. Whether it’s a new home purchase, a refinance, a second home, or a home equity loan, Upshaw Lending Professionals will work with you to secure the best possible mortgage solutions.
Upshaw Lending, licensed in Georgia, Florida and North Carolina, has repeatedly been ranked as a “Top Gun” by the Atlanta Business Chronicle. The two principals, Carol Lynn Upshaw and Bonnie Key, have built the business solely on referrals and have more than 25 years of combined experience in lending.
Upshaw Lending Professionals prides itself in delivering a level of customer service that far exceeds our customers’ expectations and the requirements of our valuable partners in the residential real estate industry. Upshaw Lending offers a wide variety of loan products and will find the one that best meets the needs of each customer.
Mortgage Services
The number one priority at Upshaw Lending Professionals is the client. That’s why we offer a concierge level of service second to none and will always treat you with the utmost honesty and respect. As a client, here’s what you can expect:
- Prequalification to save you time and worry
- No application fee
- Visiting you at your office to save you time
- Prompt response to your calls and emails
- Accessibility 24/7 if needed
- Attendance at your closing to ensure that you are satisfied
Loan Products
Upshaw Lending Professionals offers a full portfolio of mortgage products, including
- 30-year conventional fixed rate loans
- 15-year conventional fixed rate loans
- 5-year ARMs
- 7-year ARMs
- Interest-only mortgages
- No doc loans
- Stated income loans
- 100% financing loans
- Home equity loans
- Construction/permanent loans
- Owner-occupied land lot loans
- Subprime loans
Upshaw Lending Professionals develops “customized solutions” to meet every client’s individual needs, no matter his or her circumstances. The residential lending process can be complicated under the best of circumstances for most people, but almost impossible for individuals with special or unique circumstances, such as the situation faced by foreign nationals. Many foreign nationals who have benefited from having stellar credit in their country arrive in the U.S. and are faced with the harsh reality of lacking a credit history here. Upshaw Lending is experienced in this area, as well as helping women in transition.
Women in Transition
Unfortunately, many women who have recently been widowed or are going through the emotionally wrenching experience of divorce find themselves unable to keep the family home due to a variety of issues, ranging from credit worthiness to an absent or limited work history. The challenge of rebuilding one’s life is demanding enough without having to face the unthinkable possibility of losing the marital home, which, in some cases, is the only home your family has ever known. Minimizing the potentially disruptive nature of these types of situations is one of the things Upshaw Lending is committed to doing. We understand and have financial partners who also understand, which allows us to provide creative solutions for many clients in transition.
Acquiring a Second Home
For many, the dream of owning a second home is becoming just as much a part of the “Great American Dream” as owning a first home. Having a place to escape so that the family can reconnect is no longer considered a luxury, but a necessity. Making that happen can sometimes be challenging for many of us, for a variety of reasons. At Upshaw Lending, we have developed and cultivated solid relationships with lenders who respect and appreciate our professionalism and trust our judgment. This can sometimes make all the difference in getting the approval you need.
About Us – Upshaw Lending Professionals, LLC
At Upshaw Lending Professionals, an Atlanta-based woman-owned company, we understand first-hand the many challenges that our clients may face. Most importantly, we realize that special circumstances and situations should not turn the dream of home ownership into a nightmare.
Carol Lynn Upshaw, Principal – Carol is one of the top mortgage producers in the metro Atlanta area and is ranked # 7 for individual brokers by the Georgia Association of Mortgage Brokers. Carol was named “Top Gun” Residential Mortgage Broker for 2004, serves as a Director on the Board of the Georgia Association of Mortgage Brokers, and attended the University of Georgia.
Bonnie Key, Principal – Bonnie has been in the mortgage business since 1998. Bonnie manages the loan processing side of the business for Upshaw Lending. Her commitment to service and quality results in smooth and timely closings and produces many happy clients. She is a member of the North Fulton Chamber of Commerce.
Georgia Residential Mortgage Licensee #19938
Florida Residential Mortgage Licensee #381478
North Carolina Residential Mortgage Licensee #B-129937-102
Please email us or visit our website for additional information.