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J. Philip Faranda, Broker/Owner
20 Osage Drive West
Ossining,
New York
10562
Phone: 914-923-9799
Cell Phone: 914-450-8883
Fax: 914-470-1124
Hotline: 1-888-355-3903 Toll-Free: 866-343-2889 |
Divorce
In 1998, I was the buyer agent for a nice couple looking at a terrific home slightly above the price they wished to pay. After the seller allowed us in for a look, we found a house half empty -- closets completely cleaned out, a first floor den devoid of any furniture, pictures missing from hooks on the wall, and a very forlorn owner on the kitchen phone virtually sobbing to a friend. The list price was $220,000. We offered them less than $170,000 and ended up settling on a sales price of $172,000. A few relatively small details cost the divorcing seller almost $50,000, or just under 25% of their asking price. I asked my buyer what he thought the house was worth after the closing (which was delayed for over a month while the sellers tried to raise the money to pay off the mortgage -- the sales price was not enough). His answer: $250,000.
THIS SHOULD NEVER HAPPEN TO ANY SELLER!
A Free Report entitled "Selling Your Home When Divorcing" is now available offering crucial information on pitfalls to avoid, the do's and don'ts, and tons of additional knowledge that no divorcing home seller can afford to do without. For your copy, simply fill out and submit the form below, and the report will be emailed to you immediately. There is absolutely no obligation.
- We help Buyers and Sellers throughout the northern suburbs of Metropolitan New York, including all points of the Hudson Valley.
- We are Mortgage Specialists who can assist you in obtaining financing at the best terms possible, and we have extensive experience in overcoming many credit issues.
- We love to work with First Time Buyers. We understand your concerns and can offer the best buyer agency advocacy you are likely to find in the marketplace.
- When you deal with our company, you deal directly with the owner and receive the most personalized service available.
- We respect client privacy and maintain the same commitment to client confidentiality as would your doctor or lawyer.
- We make house calls! If you are in New York City and are considering a move to the northern suburbs (Westchester, Rockland, Orange, Putnam) we can pre-qualify you for free, and help avoid an unpleasant "schlep" upstate to deal with impersonal open houses or overaggressive agents in your home search.
- Our VIP Preferred Buyer Program can help you find the home of your dreams faster than by sifting through ads and classifieds. Our VIP Buyers enjoy many benefits, including the Auto-Notifier email service that informs you when hot new listings become available BEFORE they are advertised, saving time, money, and headaches.
- We are licensed since 1996 and have been involved in hundreds of closings on both the real estate brokerage and mortgage sides of the industry.
- We have extensive experience with Residential Multi-Family dwellings and Investment Property. We are investors ourselves and can speak to this market niche from firsthand experience.
- We are committed to equal housing for all and have never charged for our buyer agency services -- and do not plan to. We are paid by the Sellers when we close the sale. If we cannot produce results for you, then we do not get paid.
- We are a multi-cultural & family business, with staff proficient in Spanish and Korean.
J. Philip Faranda, Broker/Owner
A real estate professional with multiple expertise in mortgage financing, investment properties, first-time buyers, and marketing with explosive results:
- Licensed Real Estate Agent, 1996
- BA, Villanova University, 1989
- Areas of specialty include Residential Investment Properties & First-Time Homebuyers.
- Property financing expertise & knowledge in the top 1% of all Broker/Agents.
- Involved in 300+ closed transactions.
- 10 years of experience in effective direct response marketing strategies for specific property types & targeting buyers.
- 5 years of experience in originating mortgage loans, including Zero & Low down payment programs, and 0%, 5%, 10% down investor loans.
- Technologically savvy, with the ability to source instant computer-generated prequalifications, property income statements & pro-formas, as well as web-based marketing that produces dramatic results.
- Is also an Investor with a portfolio of 15 units, in addition to numerous rehabs bought, restored and sold.
Please email us or visit our website for additional information.
